About OneBudget
Your personal finance assistant that helps you understand and manage your spending without the hassle of manual tracking.
Connect Your Accounts
Securely link your bank accounts through Plaid. We use bank-level encryption and never store your login credentials.
Smart Categorization
AI automatically categorizes your transactions, so you always know where your money is going without lifting a finger.
Pay-Aligned Budgets
Budgets that sync with your paycheck schedule, not arbitrary calendar dates. Know exactly how much you can spend until payday.
Predictive Insights
Get ahead of upcoming bills and seasonal spending patterns. No more surprises when the holidays roll around.
How It Works
Connect your bank accounts
Link your checking, savings, and credit card accounts in seconds using our secure Plaid integration.
Let AI categorize your spending
Our intelligent system automatically categorizes every transaction, learning from your patterns over time.
See your safe-to-spend balance
Get a real-time view of how much you can spend today without risking your upcoming bills or financial goals.
Make confident financial decisions
Shop with confidence knowing exactly what you can afford. Get alerts before a purchase causes problems.
Your Privacy Matters
We take your financial privacy seriously. OneBudget uses read-only access to your transaction data - we can never move money or make changes to your accounts. Your data is encrypted at rest and in transit, and we never sell your information to third parties.
Ready to take control of your finances?
Join thousands of users who are spending with confidence.
Free tier includes 1 linked account. Premium unlocks unlimited accounts.