How OneBudget Works

What is OneBudget?

OneBudget is a budgeting app designed around how you actually get paid. Instead of forcing you into a monthly budget that doesn't match your life, OneBudget aligns your budget with your pay schedule—whether that's weekly, bi-weekly, or twice a month.

The Problem with Traditional Budgeting

Most budgeting apps assume everyone thinks in monthly terms. But if you get paid bi-weekly, a monthly budget can feel disconnected from your actual cash flow. You might have money early in the month and feel broke by the end, even though you're "on budget."

How OneBudget is Different

OneBudget shows you what matters most: how much you can safely spend right now.

When you connect your bank accounts, OneBudget:

1. Learns your income pattern — We detect when you get paid and how much
2. Tracks your spending — Every transaction is automatically categorized
3. Calculates your safe-to-spend — The amount you can spend without going over budget

Your Daily Dashboard

Every time you open OneBudget, you'll see:

• Safe to Spend — Your available budget for this pay period
• Recent Transactions — What you've spent and where
• Budget Progress — How you're tracking against your categories

Getting Started

Ready to take control of your finances? Here's what to do next:

1. Connect your bank accounts
2. Review your automatically detected income
3. Set up your budget categories
4. Check your Safe to Spend daily

That's it. No complex spreadsheets, no manual entry, no stress.